BORROWER SERVICES

ARE YOU BEHIND ON YOUR MORTGAGE?
Call your mortgage servicer for solutions

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ATTENTION BORROWERS

Have you received a letter or phone call regarding an unpaid loan?  Please be advised that these communications may be an attempt to collect on your debt.  All information will be used for that purpose.  We encourage you to call to work out a solution to your unpaid mortgage..

You can AVOID FORECLOSURE.  However, YOU MUST ACT.
Homes Around the Corner, LLC
9891 Montgomery Road #199  ~  Cincinnati, OH 45242

513-207-8575



  • Borrower and lender modify payments
  • Can STOP Foreclosure
  • Borrower continues to own property
  • Confidential
  • May begin to restore credit

This option may be appropriate for a homeowner who wants to stay in their home.  The borrower and lender work together to negotiate a new payment schedule for the unpaid balance and to addres any penalties and arrears.

Homeowners may be eligible for Hardest Hit Funds to address late payments, overdue taxes, and other financial issues.



Lender accepts property from borrower in exchange for balance of unpaid loan
  • STOPS Foreclosure
  • Confidential
  • Minimal credit impact

This option may be appropriate for a homeowner who no longer plans to keep the property and is willing to work out a solution.

The transaction is complete ONLY when borrower has signed a deed transferring the property to the lender. The lender may assume responsibility for unpaid liens and taxes on the property.




  • Lender uses legal processes to regain either the monies loaned or the pledged property
  • Public advertisements
  • Worst impact to credit
  • May not clear other liens and judgments

The owner remains responsible for property taxes and is liable for problems that occur on the property.  This legal process may be lengthy, but is sometimes needed to clear the title.

There are many solutions in the event of missed or late mortgage payments.
A few options are shown below.




  • Borrower finds buyer for property.  Lender agrees to take a lesser amount than is due on the loan.
  • Less certainty and more people involved
  • Some impact to credit
  • All lenders must agree

This option is most appropriate for a homeowner who no longer plans to keep the property, but is able to sell it and minimize impact to their credit and the loss to the lender.

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LOAN MODIFICATION

DEED-IN-LIEU OF FORECLOSURE

SHORT SALE OF PROPERTY

FORECLOSURE